Payment Options

Secure Payment Options

Your trust means the world to us at LRS Online. We prioritize the security of your transactions and safeguard your personal and financial information. Dive into our array of payment methods, suited to your needs.

1. Credit & Debit Cards- Visa and Mastercard

We accept Visa and Mastercard through Yoco. Simply fill in your Visa or Mastercard details to complete your order. Quick, easy and convenient.

Can I pay with my Capitec card?

Yes, you can, we accept cards from all banks including FNB, Standard Bank, Absa, Nedbank and Capitec. In the checkout process, select the Yoco Debit/ Credit Card or EFT option. Then fill in the details on the front and the back of your card, when it prompts you to enter your card details

2. Instant EFT- Yoco

Instant and secure, Yoco is a payment gateway to complete your order via EFT.

Paying with Yoco?
Yoco allows you to pay for your order by EFT instantly and securely.
How it works
  1. Select Yoco in checkout
  2. Select your bank and log in
  3. Choose the bank account you’d like to pay from and click Pay
  4. Once complete we’ll confirm your order

Yoco supports FNB, Standard Bank, ABSA, Nedbank and Capitec payments.

Is it safe?
  • Yoco guarantees the highest levels of security when paying online.
  • Yoco acts as a proxy between the buyer and the bank to facilitate a faster, safer and easier payment process for both the buyer and the seller.
  • Yoco is internationally recognised and certified as secure by Visa, MasterCard, and Yoco is also fully PCI compliant. All online payments made through Yoco are backed by 3D secure, and they employ SSL certification throughout.
3. Cash Payment Option

If you wish to pay cash, here’s how it works and some points to keep in mind:

How to use Cash payment Option:

a. Order Placement

  • Choose the Cash Deposit/ Direct Bank Transfer option during checkout.

b. Order Confirmation

  • Once your order is placed, you’ll receive a confirmation email with the LRS Online banking details sent to you.

c. Payment

  • You can make a bank deposit, ATM deposit, or EFT (Electronic Funds Transfer) to the banking details sent to you. Payment is due within 1 business day of placing your order. Please note that LRS Online bears no responsibility for incorrect banking details entered, and we will not be able to refund any amount due to any errors.

d. Proof of Payment

  • Please send through the proof of payment to info@lrsonline.co.za or via WhatsApp to 078 254 5248. Once funds clear in our account, your order will be dispatched.
4. Lay-By

This is a payment option that allows you to pay for an item in monthly instalments within 3 months. LRS Online will hold the item for you until the price has been paid in full. At present, we handle Lay-Bys manually. Upon initiating the Lay-By, you’ll receive a YOCO payment link. This link facilitates payments via Debit/Credit Card or Electronic Funds Transfer (EFT).

How do I place an order via Lay-By?

Placing an order through Lay-By is a straightforward process. At present, we handle Lay-Bys manually to ensure personalized attention to each Lay-By. Here’s a step-by-step guide:

  1. Choose Your Communication Method: You have three convenient options to request a Lay-By: WhatsApp, SMS, or Email. These channels are easily accessible either during checkout or via our Contact Us page. For SMS and WhatsApp, please use our dedicated number: 078 254 5248. For email inquiries, reach out to us at info@lrsonline.co.za.

  2. Initiate the Lay-By request: Once you’ve decided on your selected items, simply reach out to us through your preferred communication method as mentioned above. Share with us the details of the items you wish to Lay-By, along with your preferred delivery method. Our team will then assist you through the subsequent steps seamlessly.

  3. Processing Your Lay-By: Upon receiving your request, our team will swiftly process your Lay-By. You will then receive a Lay-By Slip, confirming the initiation of the Lay-By process, pending payment.

  4. Payment Options: We offer flexible payment options to suit your convenience. Upon initiating the Lay-By, you’ll receive a YOCO payment link. This link facilitates payments via Debit/Credit Card or Electronic Funds Transfer (EFT).

  5. Confirmation: Once your Lay-By payment is processed successfully, you’ll receive confirmation via your chosen method of communication (WhatsApp, SMS, or Email). This confirmation serves as your receipt and confirms the reservation of your selected items until the Lay-By is complete.

By following these steps, you can easily place an order through Lay-By, ensuring a seamless shopping experience tailored to your preferences. Should you have any further queries or require assistance, don’t hesitate to reach out to our dedicated customer support team.

What is the minimum deposit for a Lay-By?

The minimum deposit is 10% of the total cart value of the goods including the delivery charges.

How many months do I have to pay my Lay-By?

You have 3 months to pay your Lay-By.

What happens when I pay off my Lay-By?

You will be notified that your Lay-By has been paid in full and your goods will be delivered to your nearest PAXI collection point or to your chosen address if you have selected the Door-to-Door Delivery option.

How do I pay my Lay-By?

Paying your lay-by is simple and convenient. You can choose to contact us via SMS, email, or WhatsApp. If you don’t have the details of your Lay-By anymore, just let us know, and we will share the details with you again. After that, we will send you a payment link through your chosen communication method, allowing you to complete your payment easily.

What if I want to cancel a Lay-By?

Please contact info@lrsonline.co.za should you wish to cancel a Lay-By or alternatively use the Contact Us Tab. Unfortunately, no refunds can be issued but we can exchange your Lay-By for another product, or we will give you a LRS Online voucher with the paid-up value of the Lay-By.

Why is my payment not going through?
  • If your card transaction has failed the most probable cause is a bank decline. Our credit card provider, acts as a middleman between LRS Online and your bank to process online transactions. The ultimate authorisation for a transaction comes from your bank.
  • Some common reasons include: insufficient funds, incorrect card details, exceeding daily limits, etc. Some banks automatically disable debit cards for online payments, so you may need to contact your bank to enquire further.
Need assistance?

Our dedicated customer service team is here to assist you. For payment queries contact us at info@lrsonline.co.za.